There are two different types of loans: secured loans and unsecured loans. Understanding the differences between the two is an important step in achieving financial literacy, and can have a long-term effect on your financial health. Basically, a secured loan requires borrowers to offer collateral, while an unsecured loan does not. This difference affects your interest rate, borrowing limit, and repayment terms. There are pros … Continue reading Secured vs. Unsecured Loans
The career in banking has always been demanding day by day. Yes, there will be no such person who has not applied in the bank’s examination in his career. In fact, the job of the bank is always preferred in our society as a Respectful Job. But today we are going to tell you something related to a banking career. If you are thinking of … Continue reading Top 10 Skills/Qualities Required to Become a Banker
Are you Looking for Bank Jobs? The Premier Bank has been published the job advertisement in leading Newspaper and also find in my Blog on Bank Jobs. Recently this bank circulated to hire for the post of “Operations Manager”. If you interested in Bank jobs in Bangladesh so, it’s a good opportunity for you. Here we already added all of the necessary information with Bank … Continue reading Jobs in Premier Bank
The Learning BD School has been published in the online job portal. Bangladesh Bank is the central bank of Bangladesh. The Bank Main Headquarter Situated in Dhaka, Bangladesh. It’s Founded was December 16, 1971, and Running Governor Name Fazle Kabir. Bangladesh Bank is the first government bank in Bangladesh and active worldwide Green Banking Policy System also introduce with dedicated hotline (16236) communication system for … Continue reading Jobs in Bangladesh Bank
From Wikipedia, Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose. Mobile banking is usually available on a 24-hour basis. Some financial … Continue reading Mobile Banking in Bangladesh
Agent Banking means providing limited scale banking and financial services to the underserved population through engaged agents under a valid agency agreement, rather than a teller/cashier. It is the owner of an outlet who conducts banking transactions on behalf of a bank. According to Bangladesh Bank agent banking guideline 2013, Agent banking is a limited scale banking and financial service for those living in remote areas across the country through persons … Continue reading Agent Banking in Bangladesh
Introduction: The statutory reserve consists of two components – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR). Bangladesh Bank (BB) has refixed the Cash Reserve Requirement (CRR) at 5.5 percent for commercial banks on a bi-weekly average basis from the existing 6.5 percent. Currently, the required CRR is 5.50 percent on the bi-weekly average basis of the average total demand and time liabilities (ATDTL) … Continue reading Overview of CRR & SLR
What is Cheque: A cheque is a very common form of negotiable instrument. If you have a savings bank account or current account in a bank, you can issue a cheque in your own name or in favour of others, thereby directing the bank to pay the specified amount to the person named in the cheque. A cheque is a document which guarantees the payment … Continue reading Types of Cheques
What is Fixed Deposit? A savings scheme provided by banks, where the investors will gain a higher interest rate until the maturity period. It is also called a “Term Deposit” or “Time Deposit. In Islamic Mode, it is called a Mudaraba Term Deposit. How Does it Work: Fixed Deposit Account refers to a Savings Bank account or a certificate of deposit in which a fixed … Continue reading Fixed Deposit
LEARNING BD SCHOOL 